Our Current Rates are listed below. For further information, e-mail us at ptefcu@piscatawaynj.org or call the office at 732-562-8722.

PERSONAL/SIGNATURE LOANS:
Terms: 12.50% for a maximum term of 72 months.

NEW VEHICLE LOANS:
Terms: 6.50% for a maximum of 72 months the credit union must be the only leinholder on title

USED VEHICLES LOANS:
Terms: 6.50% for a maximum of 60 months we will loan up to 100% of the NADA retail value. The credit union must be the only leinholder on title.

BOATS/RECREATIONAL VEHICLES:                                                                                

Terms: 8.00% for a maximum of 120 months.  We will loan up to 100% of the NADA retail value.  The Credit Union must be the only leinholder on the title.

SHARE SECURED LOANS:
Secured Loans are granted against the balance in your share account. Current rate 5.50% with terms up to 60 months.

As a benefit to our members, the credit union provides loan insurance at no cost to the member. Loan insurance will pay off the loan if you should die or become permanently disabled while the loan is active. Restrictions apply, so please review the loan protection certificate for details.

SAVINGS RATES:

PTEFCU uses a tiered rate to pay dividends. Dividends are calculated quarterly and posted to your account on the first day of the new quartyer. All dividends are posted on January 1, April 1, July 1, and October 1.

CURRENT RATES:

As a benefit to our members, PTEFCU offers share insurance on your account at no cost to the member. The share insurance is a life insurance policy that matches the money in your account up to a maximum of $3000.00 restrictions apply, so please review the life savings certificate for information.